"Jonny" (keeps it simple for Jonny Lee Miller) is a local postie who hits on a cunning plan to intercept credit cards and use them for on shopping sprees. His best pal "Jude" (yep, there's a trend here - Jude Law does this bit) is related to gangster "Ray" (Winstone) and so he takes this plan to him. Next thing they are making £15k per week and his place in the organisation is looking a bit more assured. Thing with "Jonny" is, though, he doesn't stop at a winner - and when the banks savvy up to their wheeze and stop delivering pre-activated credit cards, he and "Jude" step up their game and thereby annoy fellow gangland kingpin "Sean" (Pertwee) and so a bit of a turf war ensues. I struggled with the rather amateur style of this right from the start. It's narrated now and again by a clown-clad "Jonny" (which does make sense at the end) but for the remainder of this rather episodically staccato effort, the story can't quite decide if it's a comedy, or a thriller, or a drama - it's just a hotchpotch of actors each doing the odd scene or two to augment a pretty nondescript story led by the always underwhelming Winstone and supplemented by an underperforming Law. It's pretty rudderless throughout and by the conclusion I really couldn't care less who was singing the karaoke.